NTUC Travel Insurance: Don't Leave Home Without It

Overseas travel can be an adventure, but it's also an experience that can trigger worry. What would happen if you had an accident? What if you missed your connecting flight? How would you get home if someone gets ill while you're on holiday? Travel insurance was invented to deal with just such emergencies, as well as others you might never have considered. NTUC travel insurance, backed by the full faith of NTUC Income, provides a wide range of travel insurance benefits at a low cost suitable for frequent and family travelers. How important is it to have travel insurance? Let's look at the answers to some of those questions.

What Happens If I Have an Accident While On Holiday?

If you're injured while on holiday, many foreign medical providers won't treat you without a guarantee of payment. Depending on your typical medical coverage, your health plan may only cover part of the cost. A comprehensive travel insurance policy will typically pick up the remainder of the cost of any recommended medical treatment so that you can be sure to receive the best possible care. In extreme cases where your injury requires more extensive treatment, a good travel insurance policy may pay the costs for a family member or other representative to travel to meet you and stay with you, or make arrangements to repatriate you, as well as paying the costs of any medical equipment or personnel required on your trip back home. The same applies if you fall ill while on holiday. Of course, you should always check your policy and its limits because many travel insurance policies won't cover you for accidents you have while engaged in high-risk sports, for example, or if you're traveling against medical advice. Talk to an NTUC Income travel insurance agent for more details.

What If I Miss My Connecting Flight?

Typically, if something beyond your control causes you to miss connections, whether the connection is between two flights, or meeting up with a cruise ship in port, your travel coverage will pay the costs of getting you to where you need to go. This may involve paying the difference between your missed flight and the next available flight, or even covering the cost of accommodations overnight if there's no flight available to your destination on the same day. Your travel insurance policy may also pay out if your trip or parts of it-a scheduled tour, for example-is canceled for a reason other than your own choice.

How Do I Get Home If Someone Gets Ill While I'm On Holiday?

Most travel insurance policies will pay the cost of getting you home in certain emergency situations. These usually include the illness or death of a family member at home, or the illness of a member of your family traveling with you. Depending on the conditions of the policy, your travel policy may even refund you part of the cost of your trip if the interruption cuts it significantly short.

NTUC travel insurance is available through many vendors, including online vendors, at affordable costs. The company also frequently has NTUC travel insurance promotion programs on, so you can save even more. For more information, check with an online site or with an NTUC insurance agent.

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+Chris Robertson is a published author of Majon International. All Rights Reserved. Copyright 2011 (Fri Apr 08 2011) Majon International. Majon International is one of the worlds MOST popular internet marketing and internet advertising companies on the web. Visit their main business resource internet marketing web site at: http://www.majon.com