Extreme Ways to Get Cheap Car Insurance
When it comes to getting cheap car insurance, most people know the most common tricks: keep your driving record clean, shop around for auto insurance quotes, bundle your car insurance with your other lines of insurance and install safety devices on your car. There are, however, some more extreme ways to get cheap car insurance by qualifying for the lowest rates most auto insurance companies offer. Here are a few of the things that will help you get cheap car insurance when you start looking for car insurance quotes.
Have a Child
Yes, just like getting married will lower your car insurance premiums, so will having a child. The insurance companies realize that parents are much more likely to drive more carefully even when the baby isn't in the car. Again, no one should have kids just to get cheap car insurance, but if you have a child, let your insurance company know immediately. You could benefit in lower insurance premiums on the spot.
Rent a Driveway
One of the questions you'll be asked when you're filling out applications for car insurance quotes is whether you have off-street parking. The discount applied to your premium for being able to park your car off the street is substantial - possibly substantial enough to offset the cost of renting driveway space from a neighbor. Of course, you don't have to rent a driveway if you can build one - or just get into the habit of parking your car in the garage.
Take Defensive Driving Courses
An approved defensive driving course can take 10 to 20 percent off your annual insurance costs. Don't just run out and sign up for driving lessons, though. Check with your insurance company to find out if you'll get lower premiums for taking a course and ask which defensive driving courses are approved for a discount. While you're at it, sign up any other drivers in your household for defensive driving lessons. The cheap car insurance is nice. Knowing that your family is safer is even nicer.
Keep Up on Car Maintenance
If you need one more reason to keep up with all of your scheduled car maintenance, consider this one. Some car insurance companies will reduce your premium if you give them proof that you're following the recommended servicing schedule for your vehicle. Again, the benefits go far beyond getting cheap car insurance. You're far less likely to have an auto accident due to faulty car equipment if you're taking good care of your car.
A lot of the discounts available to drivers are given for very common sense behaviors that just aren't that common. If you're looking for cheap car insurance and your auto insurance company doesn't offer any good discounts, get car insurance quotes online from other companies and find one that provides you more value for your money.
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About the Author
+Chris Robertson is a published author of Majon International. All Rights Reserved. Copyright 2013 (Thu May 17 2012) Majon International. Majon International is one of the worlds MOST popular internet marketing and internet advertising companies on the web. Visit their main business resource internet marketing web site at: http://www.majon.com