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"Top Ten" lists are always subjective, and a list of the 10 best auto insurance companies is no less so. Each of these nationally known insurance companies offers insurance in many states, and they all advertise the best rates, the best coverage and the best service. The truth is that every driver's situation is different, and so is each driver's experience with any insurance company. When it comes right down to it, your experience with a particular company will depend a great deal on your insurance agent and how well he or she does the job of representing the company, and making sure that you get the best deal and service possible. In no particular order, these are the top-rated auto insurance companies based on price, service and availability throughout the country.
Geico
The little gecko gets around. GEICO, which stands for Government Employees Insurance Company, is the third-largest insurer of private passenger vehicles in the world. The company has over 10 million customers and insures over 16 million cars, and they're still growing. Their biggest drawback, noted by many customers, is that they don't employ local agents. All of your business will be done through a national call center.
Esurance
Esurance is one of the first online insurance companies. They're biggest selling point has always been convenience. You can get your quote, buy your auto insurance and print out your policy all from your own computer. Their claims and customer service department is available 24 hours a day so they're available no matter when you need them.
Liberty Mutual
Liberty Mutual, the insurance company that's as responsible as you are, has been in the business of insuring homes, people and vehicles since 1912. They're the fifth-largest insurance provider of casualty and property in the world, and proudly state that 91% of their customers renew their policies every year. You can buy and manage your Liberty Mutual insurance online, over the phone, through an agent or broker or through one of the company's representatives.
State Farm
Just like a good neighbor, State Farm has been offering auto insurance since 1922 and currently covers more than 42 million automobiles throughout the United States and Canada. With 24/7 call and claim centers, no matter when you need them, State Farm is there.
Allstate
Allstate, the Good Hands company, has been insuring people's homes, lives and automobiles since 1931. They sell insurance through a network of independent agents around the country and insure over 15 million vehicles.
Progressive
Progressive's Name Your Price policy allows drivers to name the rate they'd like to pay, then adjust their car insurance policy to meet the rate if possible. In business since 1937, Progressive has pioneered such innovations as online service, 6-minute quotes and pet insurance, which covers the cost of injuries to your pet if he's hurt when you're in a car accident.
AAA
Triple-A, the company famous for roadside assistance, also offers members-only car insurance in nearly every state. Each regional or state office is independently owned and operated, so policies vary from state to state, but the company claims that drivers will save over $30,000,000 this year by insuring through AAA.
21st Century Insurance
As part of the Farmers Group of insurance products, 21st Century promises its customers "the same great service for less." Farmers insures over 20 million customers around the country.
Nationwide
Nationwide has been on your side since 1926, when the company sold its first policy as the Ohio Farm Bureau Federation. Their World's Greatest Spokesman in the World ads promise personalized service and low rates.
Travelers
Travelers has you covered with a little red umbrella, if you believe the ads. In business for over 150 years, Travelers has been insuring automobiles since 1897, when it issued the first automobile insurance policy to Gilbert J. Loomis, a mechanic who built a one-cylinder car.
Whether you choose to do business with one of the ten best auto insurance companies or with another company, you'll get the best prices for car insurance when you compare auto insurance quotes against each other. Your research and time will pay off in better coverage and lower prices.
+Chris Robertson is a published author of Majon International. All Rights Reserved. Copyright 2011 (Sun Mar 27 2011) Majon International. Majon International is one of the worlds MOST popular internet marketing and internet advertising companies on the web. Visit their main business resource internet marketing web site at: http://www.majon.com
