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A New Effective Way To Fight Against Identity Theft - IDENTITY THEFT
SHIELD
Dateline: October 12, 2006 ... Lawton, OK
Contact: Tolbert "Earl" Wyatt, PPL Independent Associate Contact
Phone: (580) 355-3355
Email Address: tolbertewyatt@prepaidlegal.com
Web Address: www.prepaidlegal.com/idt/tolbertewyatt
LAWTON, OK - October 12, 2006 - We live in an information-oriented
society. Technology allows us to do business and make transactions
literally in a matter of seconds. This abundance of information has
given rise to a new crime - identity theft. In fact, according to a
2003 release from the Federal Trade Commission, approximately 27
million Americans have fallen prey to identity thieves since 1999.
Each year that number climbs higher and higher. In 2003 alone, almost
10 million people in the United States reported being victimized by
identity bandits.
So what does that mean? Someone has stolen your credit card - your
credit card company can help you with that, right? Well, according to
the FTC, almost 60% of identity theft issues don't pertain to your
existing credit card accounts. Identity theft can occur as a result of
new lines of credit being opened in your name either through credit
cards or bank loans, as well as phone/utility fraud and even
employment related fraud. Because we are susceptible through so many
avenues in our daily lives, we are all at risk.
What can you do? Where would you turn if you found yourself in this
situation? Would you know where to start to clear your name? Well, now
you don't have to worry about what to do as we have the answer.
Pre-Paid Legal Services, Inc. is a pioneer of the legal services
industry with more than 30 years of experience in providing legal
rights protection to everyone who becomes a member. In 2003, Pre-Paid
Legal Services, Inc. teamed up with Kroll Inc., the world's largest
risk consulting company.
For more than 30 years, Kroll has helped companies, government
agencies and individuals reduce their exposure to risk and capitalize
on business opportunities. Kroll is an operating unit of Marsh Inc.,
the risk and insurance services subsidiary of Marsh & McLennan
Companies, Inc., the global professional services firm. With offices
in more than 60 cities in the United States and abroad, Kroll can
operate and restructure businesses; scrutinize accounting practices
and financial documents; gather and filter electronic evidence for
attorneys; recover lost or damaged data from computers and servers;
conduct in-depth investigations; screen domestic and foreign-born job
candidates; protect individuals; and enhance security systems and
procedures.
Over the last three years, Kroll has developed a unique solution for
victims of identity theft. This new service is now available to
Pre-Paid Legal members through the IDENTITY THEFT SHIELD benefit.
What does this benefit provide members?
The Identity Theft Shield gives you easy access to the resources you
need to understand your credit ratings and to fight back if an
identity thief threatens your financial standing. This benefit is
designed to alert you to suspicious account activity, and to restore
any resulting damage to your credit history.
1. Credit Report Through Experian
Make sure your financial records are accurate. Your credit standing is
one of your most important financial assets. It not only affects your
ability to get credit, it often dictates the interest rate at which
you can borrow. It can also affect your ability to purchase insurance
or to find employment. Some insurance companies and prospective
employers use your credit rating to gauge your sense of
responsibility. Experts recommend you review your credit report
regularly. The Identity Theft Shield makes it easy. Members are
entitled to an up-to-date credit report from Experian at no additional
charge.
2. Personal Credit Score and Analysis from Experian
Know your credit score and how it affects your ability to borrow. Your
credit score is derived from the information in your credit report.
This score is used by lenders to determine your creditworthiness. The
higher the number, the better your chance of being approved for the
credit you want. A detailed analysis of your Personal Credit Score
will be included with your Credit Report. You can use this analysis to
evaluate your current credit standing.
3. Continuous Credit Monitoring Through Experian
Learn of suspicious activity before your credit is ruined. A
professional thief can assume your identity in just a few hours. But
it can take years for you to repair your credit standing. Early
detection is key to minimizing the damage caused by thieves who steal
your name. With your Identity Theft Shield membership, your credit
files will be monitored through Experian daily. Suspicious activity
will be brought to your attention, providing you with early detection.
You'll receive prompt notice if any new accounts are opened in your
name or if negative notations are added to your credit report.
4. Fraud Restoration Service
Get personal assistance and advice from experts. Any discrepancy in
your credit report should be addressed at once. You simply call the
Customer Service Department at the designated Identity Theft Shield
number and explain your concerns. If it is identity theft, our fraud
investigators will assist you every step of the way. A Fraud
Restoration package with complete and detailed materials, aids, and
instructions will be rushed to you. If you sign a Limited Power of
Attorney, you will be entitled to Enhanced Restoration Services. Kroll
will work with you to determine the extent of the fraud in your credit
and regarding your identity. On your behalf, Kroll will issue fraud
alerts to the three major credit repositories, the Federal Trade
Commission, the Social Security Administration, and the United States
Postal Service. Kroll will work with the bureaus, creditors, and
collection agencies to restore your credit accuracy with regard to
your identity theft issues. If necessary and reasonable, Kroll will
work with law enforcement, the department of motor vehicles, and other
organizations to resolve your identity theft issues.
If you decline the Limited Power of Attorney, you will receive Basic
Consulting Services. Kroll will work with you to determine the extent
of the fraud in your credit and regarding your identity. Kroll will
provide you with contact information and procedures for the
organizations you will need to work with. Kroll will provide sample
letters and forms and be available to you through a toll-free phone
number for assistance and advice throughout the process of restoring
your identity.
Anyone can learn to how to prevent and fight back against Identity
Theft by visiting www.prepaidlegal.com/idt/tolbertewyatt.
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